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4 Cleaver ways to Avoid Big Cashouts


Christmas is just around the corner. When it comes to gift-giving, nothing beats the gift of communication, especially if you live far from your loved ones. The best way to stay in touch with them is through call, text, instant messaging, video call, and staying updated about them through social media. To do this, you may need a new smartphone. Or maybe, you just had a great year and deserve an upgrade from your previous handset.


If you’re still out there for some last-minute Christmas shopping and you’re in search of the best smartphone deals, here are the best promos from Home Credit.

Phonetastic Zer0%

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  • Offer: Mobile phones, Tablets, and Phone accessories
  • *Brands Acer, Asus, Huawei, Lenovo, LG, My Phone, Nokia, Oppo, Samsung, Sony, Starmobile (*subject to change without prior notice)
  • Loan Term: 6 months
  • Promo Period: October 27, 2016 – January 31, 2017
  • Availability: This special offer is currently available in selected MemoXpress stores.
  • Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount)
    Monthly: installment amount specified in the contract
    *For loans up to PhP 5,000 financed amount, at least 10% of goods price

Huawei for All

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  • Offer: Exclusive for Huawei GR5, Huawei P9 Lite, Huawei Y6 II and Huawei T1 7 plus units only
  • Loan Term: 6 months
  • Promo Period: November 29, 2016 – January 31, 2017
  • Availability: This special offer is currently available in selected Huawei concept stores and participating branchesof the following Home Credit partners.
  • Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount).
    Monthly: installment amount specified in the contract
    *For loans up to PhP 5,000 financed amount, at least 10% of goods price

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