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3 Main Benefits of Pag-IBIG Fund Membership


On my last blog entry, I taught you about how to register as a Pag-IBIG Fund member. This time I will tell you all about the advantages you will be entitled to as a contributing member. Contrary to popular belief, Pag-IBIG benefits are not exclusively limited to housing loans.


To give you a brief overview, there are three benefits you can get from your Pag-IBIG membership, namely Housing Loan, Short Term Loan, and Provident Savings.

Read Also: How to apply for SSS Salary Loan online

Let’s take a look at each one.

Housing Loan

Of course, we all know that Pag-IBIG (also known as the Home Development Mutual Fund) has been mainly established to help Filipinos seeking financial aid for their housing needs. Pag-IBIG works with real estate developers to make it possible for members to find available properties in their chosen area.

Pag-IBIG grants affordable and flexible loans that are within the reach of the masses. First, the loans come with low interest rates (a loan of Php 400,000.00 may only have 6% interest) plus the term can be payable up to 30 years. A member may ask for a loan for up to Php 3,000,000.00 depending on his or her qualification.

This means you will be able to afford your dream home soon as long as you meet the requirements set forth by Pag-IBIG.

6 thoughts on “3 Main Benefits of Pag-IBIG Fund Membership”


  1. i am member but retired already i learned only now they got 25 yrs contribution i worked for 30 yrs and now im already 68 i did not get any since i retired from Pagibig id like to k ow where i can file to get my contributions thank you and in what branch am i suppose to file

    Reply
  2. Hello po, my husband died last April 2, of this due to COVID 19, how can i claim his death benefits? what are the requirements, and where can i submit my papers. I’m from Sta. Rosa, Laguna.

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  3. Hello po Mam I’m just asking lng po kung after 10 years lang po maka tanggap nang PAG IBIG maturity ? Kung mag 20 years na Ang contributions makatanggap pa po ba kahit nakatatanggap na sa 10 years? Salamat po

    Reply

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