Skip to content Are you aware that your own bank is charging you for every transaction you do with another bank’s automated teller machine (ATM)? Yes, you heard that right.
Well, if you’re not aware, you should be cautious. Why? You might be shocked when you see charges on your account which you do not remember. Although they charge you for every transaction, a withdrawal transaction is charged differently from a normal balance inquiry.
Starting April 7, 2021, banks adjust their charges can amount from P10.00 to P18.00 for every withdrawal transactions and P1.00 to P2.00 when you do a balance inquiry.
Note that different banks have different charges; that’s what this article is all about.
Listed below is a chart that dictates how much your bank charges you for every interbank transaction you make.
Bank Name | Withdrawal Charges | Balance Inquiry Charges |
| Bank of the Philippine Islands (BPI) | P18.00 | P2.00 |
| Banco de Oro (BDO) Unibank Debit Card | P18.00 | P2.00 |
| Banco de Oro (BDO) Unibank Cash Card | P18.00 | P2.00 |
| Banco de Oro (BDO) Smart Money | P18.00 | P2.50 |
| East West Bank | P15.00 | P1.00 |
| Citibank Philippines | None | None |
| Citibank Savings | None | None |
| China Bank Savings | P16.00 | P2.00 |
| Metrobank | P18.00 | P2.00 |
| Land Bank of the Philippines | P10.00 | P1.00 |
| Rizal Commercial Banking Corp. (RCBC) | P18.00 | P2.00 |
| Security Bank | P15.00 | P2.00 |
| UnionBank of the Philippines | P18.00 | P2.00 |
| Chinatrust Commercial Bank (CTBC) | P12.00 | P2.00 |
| MayBank Philippines | P16.00 | P2.00 |
| Sterling Bank | P10.00 | P1.00 |
| Development Bank of the Philippines | P15.00 | P2.00 |
| United Coconut Planters Bank (UCPB) | P15.00 | P2.00 |
| Asia United Bank (AUB) | P11.00 | P2.00 |
| BPI Family Savings Bank | P18.00 | P2.00 |
| Allied Bank | P12.00 | P2.00 |
| Philippine Veterans Bank | P12.00 | P2.00 |
| Philippine National Bank | P15.00 | P2.00 |
To summarize, some banks debit as low as P10.00 while some charge P15.00. However, banking-giants like Citibank won’t charge you for anything.
NOTE: The charges here are deducted from your account. The banks listed is the representation of your ATM card not the ATM itself. So to narrate it, if you use your Bank of the Philippine Islands (BPI) card elsewhere, expect a P18.00 deduction (for withdrawals) and P2.00 (for a balance inquiry)
BPI has interbranch fee too of 50php