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Eligibility Requirements for Pag-IBIG Housing Loan


There are a lot of government agencies that can help us build up what we need in order to contribute fully to the society and eventually to our nation. Pag-IBIG, with over 14 million members, is considered to be the largest home loan provider in the country. But how can you be so sure that you can apply for a housing loan? Here are the factors that will help you distinguish if you qualify for a Pag-IBIG Housing loan.


What are the advantages of participating in this Home Development Mutual Fund?

  • You can purchase a construction or completion of a unit (residential) on a lot owned by the member
  • Purchase a fully developed residential lot or connected lots not over 1, 000 square meters and
  • You can also purchase a residential house and lot, townhouse, and condo unit
Eligibility requirements for Pagi-IBIG housing loan
Image Credit: YouTube

How will I know if I am eligible to get a housing loan from Pag-IBIG?

1. Must be an active Pag-IBIG member for 2 years with a minimum of 24-month contributions

2. New members however, may pay the 24-month contributions slowly in accordance to the loan applied for

3. Should be not more than 65 years old at the time of loan application; must not be above 70 at the maturity date

4 thoughts on “Eligibility Requirements for Pag-IBIG Housing Loan”


  1. I just want to know how to be cleared from an existing housing loan. I already submitted documents to the main office. the housing was not enjoyed by me at barra opol. it was continued by ms ebarle who happened to be a swindler….she forge all my signature but still, I am suffering the consequences. Please help…just want to be cleared…

    Reply
  2. Can i avail another pagibig housing loan in other area? Since i have already one house loan? Worth of 750k principal housing loan?

    Reply
    • you are only allowed to have one Housing Loan at a time. In order to file for another one, you need to settle the existing loan. Thank you.

      Reply
  3. . Hi i would like to inquire on how to avail this end-user financing program and what are the requirements

    End-User Financing Program

    This type of housing loan is for those looking to borrow a high amount; borrowers of this type can borrow up to Php6, 000, 000. The yearly interest depends on the fixing period chosen by the person who borrowed.

    Reply

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