Not so much different from employed Social Security System (SSS) members, voluntary members also need to pay for their contributions. To start, voluntary members are people who are working abroad (OFWs), self-employed, or non-working spouses. These people, even though they’re not employed, can still pay for contributions to the SSS for the benefits.
Although it’s much clearer and easier if you are employed here in the Philippines, it’s not really that difficult understanding how much contributions of voluntary members would be. The SSS has a table of monthly contributions for employed and voluntary members. In this way, people would be able to know how much they need to put in their monthly contributions so that they can avail of the benefits of the organization.
Similar to the employees, voluntary members have a different table when it comes to their contributions. For employees, they pay 11% of their total monthly income to the SSS; so currently, the SSS contribution rate is 11% of the monthly salary credit not exceeding P16,000. This amount is being shared by the employer (7.37%) and the employee (3.63%). Meaning, the employee pays less than half of the requirement from the 11%.
Voluntary members however, are required to satisfy 11% of their total monthly income at the time of their registration. Since they’re voluntary members, they get to decide how much they want to pay. The thing is, it would still depend on the benefits they’re looking at.
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