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How to apply for SSS Housing Loan for Repairs and/or Improvements


The Philippine Social Security System (SSS) o Paseguruhan ng Kapanatagang Panlipunan) offers Housing Loan for Repairs and/or Improvements to qualified members. The loan may be used to finance Major House Repairs, particularly for dilapidated and structurally unsafe housing units, or For House Improvements which shall apply to extension or expansion and enhancement of the economic and aesthetic value of an existing housing unit, completion of an occupied bare house, construction of the concrete fence and steel gate or installation of a deep well and motor pump.


The Housing Loan for Repairs and/or Improvements is a lending program of the Social Security System (SSS) available either directly from the SSS or thru its accredited participating financial institutions (PFIs) such as, Philippine Veterans Bank, Land bank of the Philippines, Planters Development Bank and Valiant Rural Bank-ILOILO.

Who are qualified applicants?

  • The borrower must be a member of SSS who has at least 36 months contributions and 24 continuous contributions in the period prior to application
  • Age of member is not more than 60 years old at the time of application.
  • Member was not previously granted a repair and/or improvement loan by the SSS or NHMFC.
  • Member has not been granted final SSS benefits
  • Borrower and spouse is updated in the payment of their other SSS loan(s), if any.

Where to apply?

The member should file his application to the nearest SSS cluster branch or to the Housing and Business Loan Department, 5/F, SSS Bldg., East Avenue, Diliman, Quezon City or with any of the following SSS-accredited PFIs;

PHILIPPINE VETERANS BANK
101 V.A Rufino corner Dela Rosa St., Legaspi Village, Makati City
Number: 818-4219; 902-1629

LAND BANK OF THE PHILIPPINES
Land Bank Plaza, 1598 M.H. del Pilar, Malate, Manila
Numbers: 405-7640; 522-2200

19 thoughts on “How to apply for SSS Housing Loan for Repairs and/or Improvements”


  1. Hi po im interested with this, what if wala pa talagang lupa at bahay pwede po ba maka loan para maka bili ng lupa at bahay?im employed and nag renting lang po kc kme. thanks po sa makasagot

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  2. Pwde po ba mkpag loan kht bahai po ng parents ko yung tinitirahan nmin hindi naman po masyado.malaki ang uutangin ko mga 100k lng po lalagyan ko lng po ng 2nd flr ang kwarto namin.

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  3. Nagpatayo po ako ng bahay pero dpa tapos dahil wala na po akong budget…gusto ko sanang mag avail kaya llng problema po ung land title…kc sa biyenan ko po un at sa likod lng po ng bahay nila nagpatayo…pano po un?

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  4. Good day mam/sir please notice me 🙏 para sa papa ko na matagal ng member sa SSS at need namin ng pera ngayon para pagawa sa bahay namin na nasira dahil sa earthquake please🙏🙏🙏 po …tulungan niyo po kami paano mag loan sa SSS mam/sir .Salamat in advance and God bless 💞

    Reply
  5. Pwd ba mag housing loan kahit meron salary loan
    At pwd ba maka avail kahit ang bahay naka pangalan sa parents. Hoping my reply

    Reply

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