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How to Become a Member of Pag-IBIG Fund


Dreaming of having your own home but can’t afford it at the moment? Being a Pag-IBIG member can definitely be the answer for you. Whether you are a full-time employee, a freelancer, an OFW, or are currently unemployed, you can register as a member and give regular contributions to the Home Development Mutual Fund (HDMF). This will mean you can take advantage of essential benefits in the future, such as getting a housing loan.


How to Become a Member of Pag-IBIG Fund

Here’s how you can be a Pag-IBIG fund member:

For regular employees

Ideally, your employer should have already registered in Pag-IBIG Fund and deductsa small percentage from your salary for your contributions. Under Republic Act 7742, employees earning a minimum of P4,000.00 per month and are members of the Social Security System (SSS) members are required to be Pag-IBIG members as well.

In case your employer isn’t as cooperative, you can do the following:

  1. Visit the nearby Pag-IBIG office in your area.
  2. Go to the branch Marketing and Enforcement Division.
  3. Ask for a copy of the Membership Registration/Remittance Form (MMRF).
  4. Fill-up two copies of the said form and submit it along with a Member’s Data Form (MDF).
  5. If you are working for a private employer, you will also be asked to submit an SSS Coverage and Compliance certificate for the current year. Otherwise, those working as government employees should instead submit their GSIS Certificate of Membership.

For self-paying employees

1 thought on “How to Become a Member of Pag-IBIG Fund”


  1. Hello poh, wanna ask poh if how bout unemployed spouse but husband is not Ph Natl po?how i will calcualte my contribution? I didn’t reg since din po. Thanks

    Reply

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